Your Benefits,
All in One Place
Simple, clear access to everything you need to understand your coverage, enroll, and make the most of your Hotchkiss benefits this plan year.
What do you need today?
Enroll in Paylocity
Make your 2026 benefit elections before the November 21 deadline.
Explore My Coverage
Review medical, dental, vision, life, disability and supplemental benefits.
See My Costs
Your semi-monthly premium contributions for every plan and coverage tier.
Watch Benefit Videos
Short explainer videos to help you choose and use your benefits confidently.
Find Aetna Provider
Search the Aetna national network for Tier 2 in-network doctors.
Find EHN Provider
Search the regional EHN network for Tier 1 preferred-cost providers.
Boon Champions
Your dedicated member concierge for claims, benefits, and care navigation.
Carrier Directory
All phone numbers and group IDs for every benefit provider in one place.
Your 2026 Benefits Package
Medical
- Two plan types: PPO and HDHP/HSA
- Tier 1 EHN PPO: $0 deductible, 100% coinsurance
- Tier 1 HDHP: $1,700/$3,400 deductible, pairs with HSA
- Preventive care: 100% covered on all plans
- Teladoc virtual visits: $0 copay, unlimited
- Valenz Care Navigation: surgery/imaging at no cost
- zConnect app: ID cards, claims, cost estimator
Prescription Drugs
- PPO: Generic $10, Brand $50, Specialty 20% to $500 max
- HDHP/HSA: Deductible applies before coverage begins
- Mail order (90-day supply): 3x retail copay
- 65,000+ in-network retail pharmacies nationwide
- Mail order: Amazon Pharmacy, Walmart, Cost Plus Drugs
- Member support: 844-454-5201
Dental
- Two options: Base PPO and Buy-Up PPO
- Annual max: $1,000 Base / $2,500 Buy-Up per person
- Deductible: $50 individual / $150 family
- Preventive (cleanings, x-rays): 100% covered
- Basic care (fillings): 80% after deductible
- Major care (crowns, dentures): 50% after deductible
- Orthodontia (Buy-Up only): 50%, $2,500 lifetime max
- Rollover benefit: unused max rolls forward 25%
Vision
- Eye exam: $10 copay (once every 12 months)
- All lens types: $25 copay (once every 12 months)
- Frames: $150 allowance + 20% off balance
- Contact lenses (elective): $150 allowance + $40 fitting
- Out-of-network reimbursement available
- Find providers: mutualofomaha.com/vision
Life & AD&D
- Company-paid basic life and AD&D: $25,000 at no cost
- Voluntary employee: up to $500,000 (5x salary max)
- New hire guarantee issue: $150,000 (no medical questions)
- Spouse voluntary: up to $100,000 (GI: $30,000)
- Child coverage: $10,000 flat, no medical questions
- Coverage reduces 50% at age 80
Disability
- STD: Company-paid, 14-day elimination period
- STD benefit: 60% of salary up to $3,000/week, 12 weeks
- LTD Core: Company-paid, 60% up to $10,000/month
- LTD Buy-Up: 60% up to $15,000/month (tax-free benefit)
- LTD elimination period: 90 days
- Pre-existing condition: 3-month lookback, 12-month exclusion
PPO vs HDHP — Find Your Fit
| What You Pay (In-Network) | PPO — Tier 1 EHN | PPO — Tier 2 Aetna | HDHP/HSA — Tier 1 EHN HSA Eligible | HDHP/HSA — Tier 2 Aetna HSA Eligible |
|---|---|---|---|---|
| Deductible (Ind / Family) | $0 / $0 | $5,000 / $10,000 | $1,700 / $3,400 | $5,000 / $10,000 |
| Coinsurance | 100% | 80% | 100% | 100% |
| Out-of-Pocket Max (Ind / Family) | $6,000 / $12,000 | $6,000 / $12,000 | $1,700 / $3,400 | $5,000 / $10,000 |
| Preventive Care | FREE | FREE | FREE | FREE |
| Virtual Visits (Teladoc) | $0 — Unlimited | $0 — Unlimited | $0 — Unlimited | $0 — Unlimited |
| Primary Care Visit | $25 copay | $50 copay | Deductible | Deductible |
| Specialist Visit | $50 copay | $100 copay | Deductible | Deductible |
| Urgent Care | $75 copay | $75 copay | Deductible | Deductible |
| Emergency Room | $500 copay | $500 + ded, then 20% | Deductible | Deductible |
| Imaging (CT, MRI, PET) | $500 copay | Ded then 20% | Deductible | Deductible |
| Valenz Care Navigation | FREE | FREE | After $1,700 IRS min ded | After $1,700 IRS min ded |
| Employee Only — Semi-Monthly | $34.00 | $34.00 | $0.00 | $0.00 |
| Tier 1 deductibles accumulate toward Tier 2 maximums. See your SBC for complete out-of-network details. | ||||
HSA & FSA — Save Pre-Tax on Healthcare
Health Savings Account (HSA)
Funds are yours to keep forever — travel with you if you change jobs and grow tax-free.
Flexible Spending Account (FSA)
Use it or lose it — plan your annual contribution carefully. Unused funds above $680 are forfeited at year end.
Paylocity App
Login format: first initial + last name + last 4 of SSN + state abbreviation (e.g., jsmith1234mo). Temp password: paylocity.
Your Semi-Monthly Premiums
Medical — PPO
Medical — HDHP/HSA
Dental — Base PPO
Dental — Buy-Up PPO
Vision
Supplemental Benefits
Life and LTD Buy-Up are age-based. Review Paylocity for your personal cost.
Care Navigationat No Cost to You
Before scheduling any major surgery, imaging, or procedure — call Valenz first. A nurse connects you with top-rated facilities where Hotchkiss covers the full cost. No bills. No paperwork.
Covers orthopedic, general surgery, colonoscopies, MRIs, CT and PET scans. HDHP members must meet the $1,700 IRS minimum deductible first.
Call: 877-438-5479
Email: kisx@valenzhealth.com
Their nurses locate facilities, schedule all appointments pre and post procedure, and coordinate payment — at no cost to you.
Watch & Understand Your Benefits
Welcome to Your 2026 Benefits
A quick overview of everything available to you and your family this plan year.
Video Coming SoonHow to Enroll in Paylocity
Step-by-step walkthrough before the November 21 enrollment deadline.
Video Coming SoonPPO vs. HDHP — Which Plan Fits You?
Plain-language breakdown to help you choose the right medical plan for your situation.
Video Coming SoonMore Ways to Protect Your Family
Genomic Life
DNA screenings, precision health guidance, and cancer navigation. Catch disease early and tailor your care to your DNA.
Accident Insurance
Cash paid directly to you for off-the-job injuries. Guarantee issue at enrollment — no medical questions required.
Critical Illness
$20,000 lump sum upon diagnosis of heart attack, stroke, major organ transplant, and more. Guarantee issue at enrollment.
Employee Assistance (EAP)
Free 24/7 counselor access, legal resources, financial tools, online will preparation, and worldwide travel assistance.
LegalShield & IDShield
Unlimited legal consultations, will prep, trial defense, and a $5M identity theft restoration guarantee through Kroll.
Pet Benefits
25% off all vet services (Pet Assure) and up to 40% off pet meds and supplies (PetPlus) at exclusive group rates.